Lyon Financial considers several factors when reviewing applications for home improvement financing:

Credit Score – A minimum credit score of 640 is typically required.

Debt-to-Income Ratio (DTI) – Ideally 50% or lower, including the proposed loan payment.

Credit History – A review of overall credit health, including recent payment history, bankruptcies, or tax liens.

Each application is reviewed individually, and other factors—such as income, employment stability, and project details—may also play a role in approval. For a personalized assessment and to explore your financing options, visit Lyon Financial’s website or contact their team directly.

Lyon Financial offers financing solutions for a wide range of home improvement projects beyond swimming pools. These include kitchen remodels, room additions, backyard decks, outdoor kitchens, landscaping, hardscaping, pergolas, and more. Their goal is to help you turn your home improvement dreams into reality.

Lyon Financial does not charge consulting fees for their services, and there are no prepayment penalties. This means you can repay your loan ahead of schedule without incurring additional charges. Additionally, they offer the convenience of paying your contractor directly in stages as work progresses, ensuring a smooth financing process.